Personal Loan Refinance Calculator
Use our personal loan refinance calculator to see if refinancing can lower your interest rate, reduce monthly payments, save money, or shorten your loan term.
Dec, 2025
1
$62.92
$259.53
$322.45
$9.00
Jan, 2026
2
$61.28
$261.17
$322.45
$9.00
Feb, 2026
3
$59.64
$262.81
$322.45
$9.00
Mar, 2026
4
$57.99
$264.46
$322.45
$8.00
Apr, 2026
5
$56.32
$266.13
$322.45
$8.00
May, 2026
6
$54.65
$267.80
$322.45
$8.00
Jun, 2026
7
$52.96
$269.49
$322.45
$8.00
Jul, 2026
8
$51.27
$271.18
$322.45
$7.00
Aug, 2026
9
$49.56
$272.89
$322.45
$7.00
Sep, 2026
10
$47.85
$274.60
$322.45
$7.00
Oct, 2026
11
$46.12
$276.33
$322.45
$7.00
Nov, 2026
12
$44.38
$278.07
$322.45
$6.00
Dec, 2026
13
$42.63
$279.82
$322.45
$6.00
Jan, 2027
14
$40.87
$281.58
$322.45
$6.00
Feb, 2027
15
$39.10
$283.35
$322.45
$5.00
Mar, 2027
16
$37.31
$285.14
$322.45
$5.00
Apr, 2027
17
$35.52
$286.93
$322.45
$5.00
May, 2027
18
$33.72
$288.73
$322.45
$5.00
Jun, 2027
19
$31.90
$290.55
$322.45
$4.00
Jul, 2027
20
$30.07
$292.38
$322.45
$4.00
Aug, 2027
21
$28.23
$294.22
$322.45
$4.00
Sep, 2027
22
$26.38
$296.07
$322.45
$3.00
Oct, 2027
23
$24.52
$297.93
$322.45
$3.00
Nov, 2027
24
$22.64
$299.81
$322.45
$3.00
Dec, 2027
25
$20.76
$301.69
$322.45
$2.00
Jan, 2028
26
$18.86
$303.59
$322.45
$2.00
Feb, 2028
27
$16.95
$305.50
$322.45
$2.00
Mar, 2028
28
$15.03
$307.42
$322.45
$2.00
Apr, 2028
29
$13.09
$309.36
$322.45
$1.00
May, 2028
30
$11.15
$311.30
$322.45
$1.00
Jun, 2028
31
$9.19
$313.26
$322.45
$1.00
Jul, 2028
32
$7.22
$315.23
$322.45
$831.65
Aug, 2028
33
$5.23
$317.22
$322.45
$514.43
Sep, 2028
34
$3.24
$319.21
$322.45
$195.22
Oct, 2028
35
$1.23
$195.22
$196.45
$0.00
Monthly Payment
$322.45
$436.48
Total Interest
$1,159.75
$475.47
Total Principal
$10,000.00
$10,000.00
Total Payment
$11,159.75
$10,475.47
Other Expenses
$0
$100.00
Total Interest Savings
$0
$684.27
Payoff Date
Oct, 2028
Nov, 2027