Personal Loan Payoff Calculator
Use our personal loan payoff calculator to see how quickly you can pay off your personal loan. The personal loan early payoff calculator estimates monthly payments, interest savings with extra payments each month.
Personal Loan
Early Payoff
Monthly Payment
$338.65
$488.65
Expected Payoff Time
40 months
27 months
Total Interest
$1,360.37
$911.97
Total Principal
$12,000.00
$12,000.00
Total Payment
$13,360.37
$12,911.97
Total Interest Savings
$0
$448.40
Payoff Date
Mar, 2029
Feb, 2028
Dec, 2025
1
$65.00
$423.65
$488.65
$11,576.35
Jan, 2026
2
$62.71
$425.94
$488.65
$11,150.41
Feb, 2026
3
$60.40
$428.25
$488.65
$10,722.15
Mar, 2026
4
$58.08
$430.57
$488.65
$10,291.58
Apr, 2026
5
$55.75
$432.90
$488.65
$9,858.68
May, 2026
6
$53.40
$435.25
$488.65
$9,423.43
Jun, 2026
7
$51.04
$437.61
$488.65
$8,985.82
Jul, 2026
8
$48.67
$439.98
$488.65
$8,545.85
Aug, 2026
9
$46.29
$442.36
$488.65
$8,103.49
Sep, 2026
10
$43.89
$444.76
$488.65
$7,658.73
Oct, 2026
11
$41.48
$447.17
$488.65
$7,211.56
Nov, 2026
12
$39.06
$449.59
$488.65
$6,761.98
Dec, 2026
13
$36.63
$452.02
$488.65
$6,309.95
Jan, 2027
14
$34.18
$454.47
$488.65
$5,855.48
Feb, 2027
15
$31.72
$456.93
$488.65
$5,398.55
Mar, 2027
16
$29.24
$459.41
$488.65
$4,939.14
Apr, 2027
17
$26.75
$461.90
$488.65
$4,477.25
May, 2027
18
$24.25
$464.40
$488.65
$4,012.85
Jun, 2027
19
$21.74
$466.91
$488.65
$3,545.93
Jul, 2027
20
$19.21
$469.44
$488.65
$3,076.49
Aug, 2027
21
$16.66
$471.99
$488.65
$2,604.51
Sep, 2027
22
$14.11
$474.54
$488.65
$2,129.96
Oct, 2027
23
$11.54
$477.11
$488.65
$1,652.85
Nov, 2027
24
$8.95
$479.70
$488.65
$1,173.15
Dec, 2027
25
$6.35
$482.30
$488.65
$690.86
Jan, 2028
26
$3.74
$484.91
$488.65
$205.95
Feb, 2028
27
$1.12
$205.95
$207.07
$0.00